About Direct Tax Loan
Lowest rate guarantee, quick funding, and individualized attention to our clients’ needs.
We can pay off your real estate property taxes before your home falls into foreclosure.
Yes, but your loan won’t be repaid until after January 31st for the prior year’s property taxes.
Our goal as your property tax lender is to make the process swift, easy, and affordable. You can apply online on our website or call us right now. Speak with our property tax consultants for a confidential and no-obligation quote.
General Property Tax Questions
Yes, your real estate property can be foreclosed on by the state of Texas due to unpaid taxes. In Texas, an automatic tax lien is placed on your home when taxes are due.
It might be possible. Local taxing authorities have exemptions for adults over 65, people with disabilities, in the military, and who qualify for a homestead. Call your local property tax office and speak with a representative.
Loans Available To Pay Property Taxes
The property types we lend on are real property such as: Residential, Commercial, Investment Properties, Apartments, Hotel/Motel, and Land.
No, our specialty is property tax loans. We don’t provide loans for IRS federal income taxes or personal possessions.
Yes, we can even process one loan for properties that are all located in a single county.
Yes, we can assist you with paying off all the costs associated with delinquent property taxes and lawsuit initiated by the county.
Definitely! We can combine the two loan amounts due for one easy single payment.
Property Tax Loan Application Process
With us, there is NO Credit Check! 98% of our applicants get approved. Having bad credit is not a problem.
Previous bankruptcies are not an issue. However, being in the middle of a bankruptcy may disqualify you from obtaining the loan.
According to Texas law, you must be under 65 years old to authorize the transaction associated with your homestead primary residence. No age restrictions apply to investment homes or any other real estate property types.
For a quick quote, please provide the property owner’s name, address and county.
Loans are typically pre-approved with 24 to 48 hours. A review of a completed application and final approval takes about 72 hours.
- Government issued ID or local drivers license
- Social security number
- Mortgage statement (if applicable)
- Property insurance company information
- Bank statement
- Income verification
Your property taxes will generally be paid off within two weeks or sooner. A 3 day rescission, or waiting period, is required by the State of Texas before we can legally pay off your property tax loan.
Your Property Tax Loan Terms
Not a cent! NO application fee. NO other upfront or out of pocket expenses. All fees are rolled into your loan.
All of the loan costs are regulated by the State of Texas, and will be included in your loan.
Interest rates are calculated based on your loan amount, loan span, and property type. However, our interest rates are WAY LESS than the delinquency penalties and interest the county will charge you in the first year alone!
You can select your monthly payments based on how quickly you want to pay your loan off.
Loans are setup to be repaid within 2 to 15 years. All payments are made by monthly installments.
Repayment of Your Direct Tax Loan
You can select your own payment due date.
All of our payments are setup on an ACH schedule authorizing us to automatically debit your checking account on the due date.
Nope! Not on residential property tax loans. You can pay off your loan as soon as you have the funds, or even send extra to decrease the term on the loan.
Under the Texas state law, a notice of default and a time frame to remedy the situation will be presented. If the loan continues to be delinquent, actions to initiate a foreclosure and collect the past due debt can move forward. We always have open communication and our goal is not to work through issue so that foreclosure is rarely the outcome.