How Our Process Works?

  • STEP #1

    Quick Application


    Either apply online or over the phone (866) 723-0321

  • STEP #2

    Get Approved


    We quickly approve your loan right over the phone

  • STEP #3

    Schedule Closing


    Schedule a closing with our notary at a convenient place

  • STEP #4

    You’re Debt Free


    We will pay off your property taxes in full

 

APPLY OVER THE PHONE: (866) 723-0321

 

Service Area

Zip Codes

77520 | 77521 | 77523 | 77562

Offices

Government Links

Local Resources

Pay Off My Taxes Today

 

FAQ

Can Direct Tax Loan help pay off my property taxes in Baytown TX?

Direct Tax Loan will create a personalized monthly payment plan from our variety of existing payment plans. The money you owe can be quickly paid off because we work directly with your Baytown county tax office.

The following requirements must be met first, however:

  • You must be a property owner who is over the age of 18
  • You must already be overdue on your property taxes
  • You must currently not be bankrupt
How much will a property tax loan cost me with Direct Tax Loan?

We require no out-of-pocket expenses or down payments. The property tax loan provided by Direct Tax Loan will be the only expense you need to handle. Any costs will be regulated by the State of Texas. All costs are included in the loan. The amount charged to you will be based on how long you expect to pay off the loan, the loan amount, and the property type. We will then find you a lower price than what the county will cost.

How fast can I get my property tax loan in Baytown TX?

The property tax loan for your Baytown property taxes can be processes and approved within 72 hours, and then they can be paid within 7 to 10 days after that.

 

Considering A Property Tax Loan? 10 Reasons To Get Your Property Tax Loan From Direct Tax Loan

Time Is Money

Failing to properly pay your property taxes on time can become a big headache really fast. However, waiting or stalling to actually pay can end up costing you far more than you anticipated during the first year.

Your local taxing unit is able to charge upwards of 47% extra on your unpaid taxes during your first year in the form of fees, interest, and penalties. After that, they are allowed to increase your unpaid balance by about 1% a month.

Direct Tax Loan can aid you in avoiding this situation by financing your property taxes.

Consider All Options

We at Direct Tax Loan acknowledge that not everyone is interested in property tax loans, and so we will work with you to find another better option instead. For example, if you are considered disabled or over 65-years-old, we can work a way to get you a tax deferral for your property.

Did you also know that it is legally required for you to know about the payment plans offered by your tax office? We can help you find one and negotiate it out.

Direct Tax Loan adheres to the borrowers protection regulation set by the State of Texas, so you are fully protected if you do decide to pursue a property tax loan.

Understand Tax Loans

You can save money and prevent a foreclosure by using a property tax loan to quickly help pay off your property taxes. Direct Tax Loan does this by paying your taxes directly to your local taxing unit, then setting up a plan of repayment for your loan.

Your taxing unit would have the lien that was originally placed on you transferred to Direct Tax Loan, and we will release the lien once the loan is paid back. The lien would have granted the taxing unit the right to foreclose on your property in the event of a default.

We will do everything possible to help prevent a foreclosure from happening to you.

Tax Loan Advantage

There are a number of advantages that you can gain by using a property tax loan. Using a property tax loan, you can stop your taxing unit from pilling penalties, collection fees, and interest on you.

All of which increase the amount of debt you have to pay back. Since Direct Tax Loan has no need for money down for your loan, and there is no penalty for paying back early, you can save money.

We also do not perform unnecessary checks, so you can get your loan fast. This could also prevent a costly legal lawsuit.

In-House Loans

All of the loans serviced by Direct Tax Loan are done in-house by us. All payments will be collected by us and all regular states with be provided by us. This way, you will not have to contact another company to get your loan information.

We also pride ourselves on service, so our office will always be helpful to you and you can always speak with the same person every time you call. Meanwhile, all of your account information and loan information are kept secure and confidential.

Customized Solutions

All of your clients receive a payment plan customized to meet the needs of their individual situation. Direct Tax Loan payment plans are personalized to the person approved for the loan because we know that everyone faces a different set of problems than the next person.

Any additional tax money that was due outside of the loan provided by us will be addressed by Direct Tax Loan. Contact us immediately if you have an existing loan with Direct Tax Loan and you know that your upcoming taxes might be delinquent.

We want to help, so do not wait to contact us if you need advice.

NO Credit Check

At Direct Tax Loan, nearly 98% of all loan applicants are approved even if they have bad credit. We do not perform a review of your credit score, so having bad credit or no credit is not a problem for us.

Possessing a high credit score is not necessary either since your loan is secured by your property. Running the credit check would waste yours and our time anyway, so we do not even run it.

At Direct Tax Loan, qualifying for an approved property tax loan is quick and easy for anyone.

Free Title Clearing

The following are some of the reasons that the most common title issues occur:

  • Despite a couple separating, no official divorce was filed.
  • A will was not left behind after someone passed away.
  • A kind of lawsuit called a “lis pendens” was filed against your real estate.
  • Before a person was married, they inherited a property
  • The original record of the original purchase transaction is not found in the county clerk’s office in Baytown

If any of these, or any other reasons, are causing you to have property title problems selling your home, Direct Tax Loan can help by investigating and clearing the home title for you.

NO Out of Pocket Fees

At Direct Tax Loan, we will not charge you any kind of application fee. You will also not be expected to pay any upfront or out-of-pocket expenses. All possible charges are included in your loan.

There are a number of possible options available to you that we could discuss with you for no additional charge as well. If you want a full estimate of your loan, one can be provided for free. To know the exact details of your loan, a “Good Faith Estimate” can be sent to you too.

Saving you money and giving you support with your property tax loan is our top priority.

Quick Loan Process

You can expect a fast loan processing time at Direct Tax Loan because we work with some of the most talented individuals in Baytown. All of whom are experts in the mortgage and property tax industry.

You can expect your loan to be pre-approved in as little as 48 hours. You can then expect the final round of review and approval for your total application to finish in about 72 hours.

Direct Tax Loan can get started on the process as soon as you contact us.

 

APPLY OVER THE PHONE: (866) 723-0321

 

We Can Ease Your Burden

Many property owners in Baytown, Texas are willing but unable to meet their property tax debt obligations.

It is not their wish to default. They face unexpected events such as changes in employment status, income or expenditure. These changes negatively impact their cash flow making it hard for them to clear their tax bills.

There are several reasons you should bother about unpaid taxes. If you can meet your property tax debt obligations, you may find yourself accumulating county penalties on your delinquent taxes.

If you continue to default, the tax department may also sell your property to recover the amount you owe them. Therefore, you need to get quick funds to stop increasing county fees or possible tax sale.

If you are looking for quick property tax loans in Baytown TX, look no further. Direct Tax Loan can give you a quick loan to help you meet your financial obligations.

We are one of the leading property tax lenders in Baytown, Texas with a simple application process and affordable payment plans. Get in touch today to learn more about our services.

Pay Off My Taxes Today