How Our Process Works?

  • STEP #1

    Quick Application


    Either apply online or over the phone (866) 723-0321

  • STEP #2

    Get Approved


    We quickly approve your loan right over the phone

  • STEP #3

    Schedule Closing


    Schedule a closing with our notary at a convenient place

  • STEP #4

    You’re Debt Free


    We will pay off your property taxes in full

 

APPLY OVER THE PHONE: (866) 723-0321

 

Service Area

Zip Codes

79701 | 79703 | 79705 | 79706 | 79707 | 79765 | 79782

Offices

Government Links

Local Resources

Pay Off My Taxes Today

 

FAQ

Can Direct Tax Loan help me pay off my property taxes in Midland, TX?

By working closely with your Midland County Tax office, Direct Tax Loan can immediately pay off any outstanding debts. We can also accommodate your budget with a variety of affordably monthly payment plans.

You must, however, meet the following requirements:

  • You must own property and be over the age of 18.
  • You must have an overdue balance on your property taxes.
  • You must not currently be in debt.
How much will a property tax loan cost me with Direct Tax Loan?

As a property tax lender. Direct Tax Loan’s services require no out-of-pocket fees or down payments. The only expense you’ll deal with through Direct Tax Loan is your loan. The State of Texas regulates all loan costs and are included in your loan.

We calculate your costs and interest rates for you based on the loan amount, the property type, and the amount of time in which you wish to pay off the loan, all at a lower rate than your county will charge.

How fast can I get my property tax loan in Midland, TX?

Direct Tax Loan can process and approve your property tax loan within 72 hours, and your Midland property taxes can usually be paid within seven to ten days.

 

Considering A Property Tax Loan? 10 Reasons To Get Your Property Tax Loan From Direct Tax Loan

Time Is Money

Overdue payments on property taxes can add up, and quickly. However, waiting to act can be even more detrimental, especially within the first year.

Your individual taxing unit is legally allowed to charge penalties, interest, and fees up to 47% of your overdue taxes during your first year of delinquent payments. Beyond this first year, your balance will continue to rise at a rate of 1% each month.

Paying off your property taxes with Direct Tax Loan is cheaper than the alternative and prevents the buildup of interest due to inaction.

Consider All Options

We understand that property tax loans aren’t the right choice for everyone, and are willing to work with you to locate an option better fit for your individual needs. For instance, clients over the age of 65 or legally considered disabled, Direct Tax Loan wants to help you find a tax deferral for your property.

We can also assist you with gaining the tools to negotiate a payment plan with your tax office, which is required by law to offer payment plans on homestead properties.

In the case that you do pursue a property tax loan, Direct Tax Loan follows State of Texas regulations in order to protect borrowers. No matter which option you choose, Direct Tax Loan wants to help you pursue it in order to keep your taxing unit from foreclosing your property.

Understand Tax Loans

A property tax loan can help you to pay off your property taxes quickly, allowing you to save money and prevent a foreclosure situation. If you find yourself overdue on property tax payments, Direct Tax Loan will pay your taxes directly to your taxing unit and set up a payment plan for loan repayment.

The taxing unit will transfer a lien on your property to Direct Tax Loan, who in turn releases the lien following your repayment of the loan. This lien grants the taxing until or Direct Tax Loan the rights to foreclosure on your property should you default on the loan.

Although the typical foreclosure rate of tax lenders in Texas is just 0.7%, an amount pointedly less than the average rate of lenders, Direct Tax Loan wants to go above and beyond to ensure a prevented foreclosure on your property.

Tax Loan Advantage

There are a variety of reasons for which property tax loans can be advantageous. Property tax loans can prevent your taxing until from issuing penalties, interest, and collection fees which increase your overdue amount.

At Direct Tax Loan, we pride ourselves on a no-money-down guarantee for receiving the loan, and promise no prepayment penalties or out of pocket fees for paying off loans early or contributing more per month for monthly payments than originally negotiated.

We also do not perform credit and background checks or home inspections, allowing your loan process to be completed within just one week. Acquiring a property tax loan can immediately prevent your taxing unit from taking legal action, helping you to avoid legal costs and the potential for property foreclosure.

In-House Loans

Direct Tax Loan services all of our own loans, collects all of our payments, and provides you with financial statements on a regular basis. You’ll never need to rely on another company to find information about your loan.

We pride ourselves on providing exception customer service through our office staff. Your account information is kept locally within the organization to ensure that your property tax loan stays confidential, and that each member of our staff can assist you with whatever questions you may have.

Our staff representatives are only a call away from assisting you in eradicating your overdue taxes and setting up a plan that works within your budget.

Customized Solutions

Each of our payment plans are customized to meet the individual needs of every clients’ situation. We at Direct Tax Loan understand that many of our clients are facing different sets of circumstances, and because of this, customize our payment plans for each loan-approved individual.

Direct Tax Loan also works personally with our clients to restructure additional money due outside of the parameters of the original loan. If you hold and outstanding loan with us and know that you will be late on upcoming taxes, please contact us as soon as possible.

We ask that you not hesitate to reach out to us with any questions or concerns you may have. Direct Tax Loan strives to provide you with the property tax advice you need.

NO Credit Check

With Direct Tax Loan, bad credit won’t be an issue! We don’t review credit scores, so your credit history that may be otherwise dogging your attempts to acquire a loan will no longer hold you back.

We can overlook your credit score because we secure our loans with your property value. In fact, we refrain from running your credit at all, in order to keep an additional unnecessary inquiry from appearing on your credit report. Direct Tax Loan makes it easy and risk free for anyone to qualify for a property tax loan approval.

Free Title Clearing

Many of the most common title issues surface due to a small variety of reasons.
It’s not uncommon for an individual to pass away and neglect to leave a will, or for a couple to separate without formally filing for a divorce.

Properties may also be inherited by a person before marriage, purchase transactions may be lost or have no record, or lawsuits may be filed against the real estate in question.

Should you find yourself having problems concerning the sale of your home due to property title issues, rely on Direct Tax Loan to assist you in investigating and clearing your home title. Your overdue taxes are our top priority.

NO Out of Pocket Fees

At Direct Tax Loan, we don’t charge an application fee, down payment, or upfront or out-of-pocket expenses. All of the fees for our services are effectively wrapped into your loan.

We would be happy to discuss the various options available to you concerning your loan at no additional cost. In addition, we are willing to provide a full estimate with no further cost to you. Our thusly termed “Good Faith Estimate” will be sent to you in order to communicate the exact terms of your loan.

At Direct Tax Loan, we work hard to save our clients’ money and to provide the property tax help they need at an affordable cost.

Quick Loan Process

Having worked with many of the most knowledgeable individuals in the property tax and housing industry in Midland, Direct Tax Loan can guarantee one of the fastest turnaround times in the business. Our loans are typically pre-approved for your convenience within a forty-eight-hour period.

To fully review a completed application and give your loan our final approval takes just seventy-two hours from beginning to end. End your overdue property tax problems today by contacting Direct Tax Loan directly.

 

APPLY OVER THE PHONE: (866) 723-0321

 

We Can Ease Your Burden

Paying property taxes is part of your responsibility. You need to set aside money throughout the year to clear your tax bills on time. Failure to meet this tax obligation may leave you stressed as the deadline approaches.

If you fail to pay your property tax bills you owe to your county tax department, the delinquent amount which includes costs, penalties and accrued taxes becomes a tax lien on your property.

If you continue to default, the county authority may sell the tax lien that your property holds to recover the amount you owe them.

Direct Tax Loan can give you a competitive property tax loan to help you catch up on your unpaid tax bills. We have been helping stressed property owners pay their property taxes for several years now.

We boast of the most affordable payment plans you can get in Midland, TX. Give us a call to learn more about our services.

Pay Off My Taxes Today