How Our Process Works?

  • STEP #1

    Quick Application


    Either apply online or over the phone (866) 723-0321

  • STEP #2

    Get Approved


    We quickly approve your loan right over the phone

  • STEP #3

    Schedule Closing


    Schedule a closing with our notary at a convenient place

  • STEP #4

    You’re Debt Free


    We will pay off your property taxes in full

 

APPLY OVER THE PHONE: (866) 723-0321

 

Service Area

Zip Codes

We provide property tax loans in these Pearland TX zip codes:

77047 | 77089 | 77511 | 77545 | 77578 | 77581 | 77583 | 77584

Offices

Government Links

Local Resources

Pay Off My Taxes Today

 

FAQ

I have overdue property taxes in Pearland TX, can Direct Tax Loan help pay them off?

Yes, Direct Tax Loan will deal directly with the Brazoria County tax office and pay off any debt that you may owe in back taxes. Then we will help you set up an affordable monthly payment plan that your budget can handle.

There are a few requirements:

  • You must be a property owner and be older than 18 years of age
  • You must be delinquent on your property taxes
  • You cannot currently be in bankruptcy
Will it cost me a lot of extra money to get a loan through Direct Tax Loan?

That’s the beauty of our system; it won’t! Your only monetary responsibility is repaying your loan. We don’t charge any application fees or a down payment.

In Pearland TX how quickly can I get my property tax loan?

Usually within 72 hours we can process and approve your property tax loan. We can then pay off your Brazoria county taxes within seven to ten days.

 

Considering A Property Tax Loan? 10 Reasons To Get Your Property Tax Loan From Direct Tax Loan

Time Is Money

When you owe money on delinquent taxes, the longer you wait to do something about it the more money it will cost you in the long run. So stop waiting, and connect with Direct Tax Loan, so we can do something now!

Within the first year of delinquency the taxing unit in Pearland TX is allowed to charge penalties, interest and fees equal to about 47% of your delinquent taxes. Direct Tax Loan can help prevent this from happening. We will pay off your property taxes, so the tax office can no longer issue monetary penalties—ultimately, saving you money.

Consider All Options

Before making a major financial decision, it is important to review all of your choices. In regards to property tax loans there aren’t many, but there are a few. If you are 65 years of age or older you are eligible to receive a tax deferral for your property. Similarly if you are disabled you can seek a deferral as well.

Texas state law dictates that all tax offices must offer payment plans on homestead properties; if you own a homestead you have the opportunity to negotiate with your tax officers and set up a payment plan to pay your back taxes.

Lastly, there is the option to obtain a property tax loan. If you do this through Direct Tax Loan, you are in good hands. We follow all Texas state regulations to protect our borrowers. Whatever you decide, you have our support.

Understand Tax Loans

Besides weighing all of your property tax loan options, you should also completely understand how the process works. The purpose of a property tax loan is to help you pay off your delinquent taxes quickly. This will save you money and prevent your property from being foreclosed on.

After Direct Tax Loan issues you the loan, we receive a lien on your property from your local taxing unit. This lien grants us the right to foreclose on your property if and only if you default on your loan. The lien is merely a security measure that acts as collateral. If you have additional questions, a Direct Tax Loan representative is only one phone call away.

Tax Loan Advantage

What is the advantage of getting a property tax loan? Well in Pearland TX the average amount of property taxes on houses with a mortgage is about $5,000 a year. Even being delinquent for one year can greatly affect your financial stability.

We suggest getting a property tax loan to save yourself from accruing any monetary penalties, interest or collection fees. Direct Tax Loan itself offers some unique advantages.

We don’t require any money down to receive a loan, and there’s no penalty for paying your loan off early or paying more per month than originally negotiated. Our priority is to help you pay off your delinquent taxes. Help us help you!

In-House Loans

Another unique feature of Direct Tax Loan is we do everything in-house. We don’t contract any of our loans out to other companies. We service all of our own loans, collect payments and send out statements on a consistent basis.

Our office staff is pleasant, polite and professional. They have training with different property tax loan scenarios, so they are equipped to help you with any problem you may have.

All of your information is kept in-house and confidential. We respect your privacy, and we want to help you reach your goal of owning zero dollars in back taxes.

Customized Solutions

With a population topping out at over 100,000 in Pearland TX, we realize that each individual has a unique financial situation. At Direct Tax Loan we work to provide a customized experience to each client we have. Our representatives have experience in creating personalized payment plans for people from all walks of life.

Additionally, if you owe money outside of the taxes that your loan paid off please let us know as soon as possible. We can provide you with advice on how to take care of these other debts, and we can help restructure your finances, so that you don’t get behind on your taxes again.

NO Credit Check

Here at Direct Tax Loan we don’t require a credit check. Almost 100% of our clients are approved for a loan even if they may have bad credit. How does this work? Well since your property is secured with the property tax lien, we think adding an inquiry into your credit is unnecessary.

We work to cut out redundancy in our loan process in order to provide you with efficient and practical service. Likewise, we don’t run background checks either. Direct Tax Loan wants to make it as easy as possible for anyone seeking to qualify for a loan to be approved.

Free Title Clearing

Another service Direct Tax Loan offers in Pearland TX is free title clearing. You may need to get your property title cleared if any of these instances have occurred in your life:

  • A friend or relative has passed away and didn’t leave a will
  • You were married and separated but never legally filed a divorce
  • There is no record of an original purchase transaction at the Brazoria County clerk’s office
  • There is a pending lis pendens lawsuit filed against your property

If you have experienced any of these circumstances, contact Direct Tax Loan. We can help you clear your property title.

NO Out of Pocket Fees

As we mentioned before, we do not charge you any additional fees. Our goal is to help you pay off your delinquent taxes and move forward to a stable financial future. We do not charge an application fee or any upfront out-of-pocket expenses.

If you do not yet have a loan with Direct Tax Loan, we offer a free “Good Faith Estimate” that will provide any and all information you may need about your potential loan. This estimate does not cost you a dime; we work to provide you with much-needed property tax help in the Pearland TX area

Quick Loan Process

Direct Tax Loan prides itself on having one of the fastest loan turnaround times in the state of Texas. It takes us the maximum of three business days to review your completed application and finalize approval. We can typically pre-approve a loan within the first 48 hours of applying.

We know how difficult it is when companies take weeks to respond, and we understand you want your delinquent property tax problem resolved as quickly as possible. That’s why we say—the sooner you contact Direct Tax Loan, the sooner you can forget about your overdue property taxes!

 

APPLY OVER THE PHONE: (866) 723-0321

 

We Can Ease Your Burden

Direct Tax Loan understands that delinquent property taxes could lead to even bigger financial problems with added interest, penalties and fees charged by the county. As such, we’ve been offering our services as a premium property tax lender to owners around Texas for many years.

Our team of experienced staff will speak with you first to determine the nature of your property taxes and ensure you get a well-suited loan package to pay tax bills. We take pride in being able to use our connections to offer property tax loans in Pearland, TX as well as other cities in the state.

If you’re looking for a property tax lender that cares, then be rest assured that you’ve made the right choice in us. We are ready to carry you along, walking hand in hand through all stages of the process while we pay the tax bill for you and craft a loan repayment plan to suit you.

From the minute you make the decision to work with Direct Tax Loan, you will find yourself in good hands, trained to always put you first.

Our commitment to customer satisfaction is what puts us in a different league and makes us the right choice for anyone seeking property tax loans in Pearland, TX. Get in touch with us today to see just how quickly we can help you save money and hold on to your property.

Pay Off My Taxes Today