How Our Process Works?

  • STEP #1

    Quick Application


    Either apply online or over the phone (866) 723-0321

  • STEP #2

    Get Approved


    We quickly approve your loan right over the phone

  • STEP #3

    Schedule Closing


    Schedule a closing with our notary at a convenient place

  • STEP #4

    You’re Debt Free


    We will pay off your property taxes in full

 

APPLY OVER THE PHONE: (866) 723-0321

 

Service Area

Zip Codes

75044 | 75074 | 75075 | 75080 | 75081 | 75082

Offices

Government Links

Local Resources

Pay Off My Taxes Today

 

FAQ

Can I Pay Off My Property Taxes with Direct Tax Loan in Richardson, Texas?

Direct Tax Loan works with your tax office, helping you pay off the money you owe right away.

In order for us to work with you, you must meet the following requirements:

  • You must own the property in question and be over the age of 18.
  • You must have property taxes which are officially overdue.
  • You must not be in bankruptcy at this time.
How Much Does Direct Tax Loan Charge for a Property Tax Loan?

You will pay no down payment or any other extra expenses when working with Direct Tax Loan. The only expense you’ll incur is your loan itself. Texas state regulations dictate the rates and costs, and these are all included in the loan. Your ultimate cost will depend on the loan size itself and property type. Our prices are far lower than those charged by your county.

How Quickly Will I Get My Richardson, Texas Property Tax Loan?

Processing and approval take 72 hours, with taxes paid within seven to ten days.

 

Considering A Property Tax Loan? 10 Reasons To Get Your Property Tax Loan From Direct Tax Loan

Time Is Money

The unit to which you pay taxes can charge you a great deal of money for delinquency. Put together, penalties, fees and interest can be charged up to 47% of the amount you owe during the first year of delinquency.

In subsequent years, the amount you owe will increase at the rate of 1% per month. Financing with Direct Tax Loan is far less expensive, and will save you money in the long run.

Consider All Options

Although property tax loans are often an excellent solution, they’re not the right fit for every individual. For example, people over 65 or legally disabled, a better option may be a tax deferral. We can direct you to the offices which may grant this.

If you prefer, Direct Tax Loan can help you negotiate with your tax office. You may be able to negotiate a payment plan. If your property is a homestead, you are legally entitled to this option.

Should you decide to choose a Richardson property tax loan, we follow Texas State regulations which are in place to protect borrowers.

Understand Tax Loans

It can be difficult to understand all the ins and outs of property taxes in Richardson, Texas. This includes delinquency rules and loans. A property tax loan helps you save money by immediately paying off your taxes and related fees. You then pay back the loan in installments.

The office which taxes you will transfer the lien on your property to us. After you pay back the loan, we will release this lien, leaving you completely in the clear. Keep in mind that possession of this lien also means the legal right to foreclose on your property, whether it’s held by the taxing office or Direct Tax Loan.

Our business is loans, not foreclosures. Although action will be taken if necessary, we will do far more than other lenders in helping your keep your property.

Tax Loan Advantage

Taking out a Richardson property tax loan has many advantages. They stop the further accrual of penalties, late fees and interest. You’ll be immediately up-to-date on your taxes and avoid potential foreclosure.

Direct Tax Loan requires no out of pocket fees, charges no penalties for early payment and does not require money down. In short, all you pay us is your loan, according to the payment plan we’ll set up together.

Another perk of choosing Direct Tax Loan is that we do not require a background or credit check.

In-House Loans

Direct Tax Loan does not outsource any of its services. This means we keep costs low and efficiency high by doing it all in-house.

For you, our customers, it translates to a smoother transaction, plus never having to deal with a third-party company.

Keeping things in-house also helps us ensure our high standards of privacy. We understand that your financial information is sensitive, and will never be sold or shared with anybody outside our company.

Customized Solutions

There is no one-size-fits-all plan when it comes to Richardson property tax loans. We understand this and will work to come up with a loan and payment plan which suit your needs perfectly.

We will also work with you regarding money owed which is not part of the original delinquency. Our goal is to get you completely current on all your real estate taxes.

NO Credit Check

Tired of getting turned down for everything because of your bad credit rating? No worries! We don’t perform a credit check, so your credit can’t be held against you. In fact, 98% of people who apply with Direct Tax Loans are approved for property tax help, whether their credit score is 750 or 400.

We can do this because your loan isn’t fixed on your past history or current credit rating – it’s fixed on your property. Every credit check is a black mark on your credit report, and we don’t want to harm your credit unnecessarily.

Free Title Clearing

Problems with a property title are common reasons for delinquent property taxes. Dying without a will, lawsuits, separations, inheritance before marriage and filing errors are just a few ways titles can become problematic.

Regardless of why your title is in question, we can help you clear it up and offer property tax relief. Title clarification is often a first step toward eliminating delinquent property taxes.

NO Out of Pocket Fees

Unlike some other loan companies you may have dealt with in the past, Direct Tax Loan will never ask you for money up-front, a down payment or an application fee. All of your fees will be bundled within your tax loan.

This means less paperwork, less hassle and, best of all, a lower overall cost to you. There are many benefits available to you through Direct Tax Loan, and there’s no charge to discuss those benefits. Even your estimate is provided entirely for free.

What we call a “Good Faith Estimate” will be made available to make sure that you understand the loan and it’s terms fully. Give us a call today and find out just how much we can help!

Quick Loan Process

We pride ourselves on the speed of our service. We work with some of the best in the business in Richardson, Texas, giving you the benefit of years of experience in delinquent property taxes.

Our process is so fast that many applicants are pre-approved within 48 hours. A full approval can take as little as 72 hours. We can have the money to your taxing office within seven to ten business days, bringing you completely up to date on your delinquent taxes and giving you much-needed peace of mind.

What are you waiting for? It costs nothing to discuss your options, so give us a call today and find out how Direct Tax Loan can help you take the first step toward being free of property tax debt.

 

APPLY OVER THE PHONE: (866) 723-0321

 

We Can Ease Your Burden

A home or commercial building is a valuable asset to any citizen, which is why it is particularly necessary to ensure your property tax loans are paid in good time.

What happens when payments are due and you do not have the funds at hand? Deferring payments can come with its own fair share of problems later on. So, what other option is there to ensure your home isn’t put up for sale?

Taking out a loan through a property tax lender comes in handy for this very purpose and with Direct Tax Loan you can be assured of dealing with one of the best property tax lenders that Richardson TX has to offer.

As long as you can pay the tax bill in good time you can be assured that no late payment penalties will be incurred. That way you don’t have to worry about losing your home. Contact us today to avail a property tax loan and you will be in safe hands.

Pay Off My Taxes Today