How Our Process Works?

  • STEP #1

    Quick Application


    Either apply online or over the phone (866) 723-0321

  • STEP #2

    Get Approved


    We quickly approve your loan right over the phone

  • STEP #3

    Schedule Closing


    Schedule a closing with our notary at a convenient place

  • STEP #4

    You’re Debt Free


    We will pay off your property taxes in full

 

APPLY OVER THE PHONE: (866) 723-0321

 

Service Area

Zip Codes

77373 | 77383

Offices

Government Links

Local Resources

Pay Off My Taxes Today

 

FAQ

Will Direct Tax Loan help me pay off my property taxes in Spring TX?

Yes, we will! We work directly with the county tax office that oversees Spring. That means Direct Tax Loan is able to take care of any outstanding taxes you owe. We also offer you flexibility with payment plans. We have several monthly payment options that are quite reasonable so we can find what works best for you.

Direct Tax Loan has three requirements you must meet:

  • The property must be owned by you and you must be older than age 18
  • Your property taxes must be overdue
  • You cannot be currently in bankruptcy
What are the costs for a property tax loan with Direct Tax Loan?

Direct Tax Loan doesn’t require you to pay any fees or down payments. You will have only one expenditure when using Direct Tax Loan, and that is your loan payments. The State of Texas regulates all loan costs. All these costs are already included in your loan.

We calculate loan costs and interest rates for you based on your needs. Just tell us the amount of time you’d like to pay off the loan, the amount of the loan you need, and the property type. We can provide a loan at a lower price than what is charged by your county.

How long will it take to get my property tax loan in Spring TX?

Within 72 hours we can we can work through and approve your property tax loan. Your Spring property taxes normally get paid off within seven to ten days.

 

Considering A Property Tax Loan? 10 Reasons To Get Your Property Tax Loan From Direct Tax Loan

Time Is Money

If you don’t take quick action to take care of outstanding property taxes, that inaction can really get expensive. The longer you wait to pay, the more it will cost you.

Besides the amount of taxes you owe, the tax authorities will also charge you penalties, interest, and fees. These extra costs can add up to 47% of your late taxes during just your first year. When a year is over, your balance will keep growing at 1% per month.

Using Direct Tax Loan to finance your late property taxes is much more cost effective. Taking action with us now saves you a lot of money in the long run.

Consider All Options

Property tax loans work better for some people than others. Direct Tax Loan gets this. As a result, we work personally with you to understand your situation. If there is a better option for you, we will find it. An example might be getting you a property tax deferral. This is an option if you are over the age of 65 or considered disabled.

Another option we offer is helping you develop negotiating tools for a tax payment plan. Your local tax office is legally required to negotiate such a plan with you when homestead properties are involved.

If a property tax loan is right for you, Direct Tax Loan follows State of Texas regulations. These regulations protect borrowers such as yourself. When we find the correct choice for you, we will move forward as a team towards the solution and to prevent property foreclosure.

Understand Tax Loans

A property tax loan is a useful tool when you need quick help to pay open property tax amounts and stop foreclosure. If you are late on your property taxes, Direct Tax Loan pays your taxes for you. We make a direct payment to your tax authority. After that, we set up a payment schedule with you to help you repay the loan.

Any liens on your property are transferred from your tax authority to Direct Tax Loan. After you pay the loan back, we release the lien. A lien grants the holder of the lien the right to foreclose on your property if you default. A lien gives security to the party that is owed money.

Tax lenders in Texas foreclosed on far less of their loans than mortgage lenders at around 0.7% of loans. Direct Tax Loan will do whatever it takes to get you help in avoiding a foreclosure.

Tax Loan Advantage

Several advantages can be found in property tax loans. A huge advantage is that the stop the accumulation of tax penalties, interest, and collection fees. All these costs keep growing the amount that you owe the tax authorities.

Direct Tax Loan does not require any down payment for the property tax loan. There’s also no prepayment penalties or costs if you decide to pay more than the loan amount due every month.

For a loan with Direct Tax Loan, you will not need a credit or background check, and your house won’t need an inspection. The process is simple and straightforward, and gets done quickly. The loan process is typically completed within one week.

But the biggest advantage with a property tax loan is that it can prevent a lawsuit from the tax authority. Lawsuits can be expensive, time consuming, and result in foreclosure.

In-House Loans

At Direct Tax Loan, we service all of our own loans. Loan statements are regularly provided to you, and we collect our own loan payments. You won’t have to worry about getting calls from a collection agency or another company, as you’ll be dealing with us the whole time.

It’s our business to provide quality and enjoyable service to clients. We develop relationships with our clients so that it is a pleasure to call our office. Your account information will be kept confidential and is never shared outside the company.

One call is all that separates you from a friendly resource waiting to help solve your property tax problem.

Customized Solutions

Direct Tax Loan does not offer cookie-cutter solutions. We understand everyone’s situation is unique, so all our payment plans are personalized for you needs. The loan solution we offer will be the best one for your particular circumstances.

Our solutions also can be updated for future events. If you have a loan with us and know you will have trouble with future taxes, you can reach out to us. Direct Tax Loan can restructure your current loan and make sure you get the help you need. When dealing with us, you never need to worry about reaching out and asking us for assistance.

NO Credit Check

Have bad credit? Not a problem. Direct Tax Loan does not review your credit score. 98% of our loan applicants are approved. We have had successful relationships with customers who had a variety of credit histories.

The reason we don’t have to review your credit history is because your loan is secured with your property. As a result, your credit standing does not affect your loan and we don’t even have to run your credit report.

Direct Tax Loan makes property tax loan application and approval simple and fast. We want our services to be accessible to everyone who might need them.

Free Title Clearing

Tax issues can arise because of questions about the true owner of the property. Who gets the title? Title issues can happen for a number of reasons. Some of these reasons are fairly common, and can include:

  • A missing will related to a recently deceased person, or missing heirs
  • Errors in public records
  • Illegal deeds or forgeries
  • Breaks in the chain of title between owners
  • Liens on the property

Whatever the title problem, Direct Tax Loan will assist you in fixing it. We have experience with all manner of property title issues and will find the solution so you can move on.

NO Out of Pocket Fees

While you will see great service with Direct Tax Loan, there are some things you won’t see. Things like application fees, hidden charges, or down payments.

In fact, there aren’t any fees throughout the life of the loan. All costs are included directly into your loan. In addition, we would enjoy talking with you to go over all the loan options available to you. This discussion does not cost anything.

On top of that, we can provide a loan estimate for free. An estimate of your loan details can be sent directly to you. You can review if and know the exact terms of your loan before signing anything.

Quick Loan Process

Direct Tax Loan prides itself on great customer service and quick processing times. We can get preapprovals for loans completed in just 48 hours. Our fast turnaround times are possible due to our staff, which contains some of the most experienced property tax professionals in the Spring Community.

The speed doesn’t stop with preapproval. We can complete a review of the property tax loan application and submit final approval within 72 hours.

One call to Direct Tax Loan and three days. This is all that separates you from getting help and solving those property tax issues once and for all.

 

APPLY OVER THE PHONE: (866) 723-0321

 

We Can Ease Your Burden

Direct Tax Loan understands that many home owners are unable to pay their annual property taxes. This is why we have a solution for you which is provision of property tax loans in Spring TX.

We want to walk with you in making sure you pay your tax bills on time. Over the years, we have become one of the most trusted property tax lenders around Texas.

Our dedicated employees work to make sure your payment security is granted. This helps you avoid interests, taxes, fees and penalties by the city officials due to unpaid tax bills.

All you have to do is give us a call today to talk to our team. We have some of the most affordable loans which you will be able to pay in flexible instalments. What are you waiting for? Take that step and see us secure your property!

Pay Off My Taxes Today