Find Best Property Tax Lenders in Cypress, TX

In any situation it is always wise to weigh all of your options before you make a decision. Let’s walk through what options you have. Cypress TX has a small percentage of senior citizens, so if you are 65 or older you may be able to seek a tax deferral for your property. Likewise if you are considered disabled you may seek a tax deferral.

If you don’t fit those criteria, the next possible option is to negotiate directly with your tax office to set up affordable and appropriate monthly payments. It is required by Texas law to offer payment plans on homestead properties.

If these options aren’t for you, you can apply for a property tax loan with Direct Tax Loan. We rigorously follow Texas state regulations to protect our borrowers. Whatever option you choose, we support your decision and can offer you advice.

Have you made it this far and you’re still not quite sure what a property tax loan is? That’s okay. Read on to find out. A property tax loan will help you pay your property taxes fast; this in turn will save you money and prevent your property from being foreclosed on.

If you have delinquent property taxes, Direct Tax Loan pays your taxes directly to the Cypress TX tax office (wherever that may be), and then we set you up with an affordable payment plan to pay off the loan. Now here’s the tricky part.

The tax office will give Direct Tax Loan a property tax lien on your property that acts as collateral. If you default on your loan with us, then we have the right to foreclose on your property. Now this is not saying we will; this is just a security measure to ensure loan repayment.

Why get a property tax loan? We’ll let you in on a little secret—in the long run, it saves you money. If you are delinquent on your taxes, then the tax office in Harris County has every right to issue monetary penalties, interest and collection fees that will increase the amount of delinquent taxes that you owe.

We want to stop this from happening. At Direct Tax Loan, we pay off your loan usually within a week, so your property can’t be foreclosed on. You are then no longer subject to outrageous fees and charges.

Similarly, paying off your taxes quickly with Direct Tax Loan will prevent any tax office from proceeding with a lawsuit that in the end will just cost you more money.

Cypress TX is by no means a huge metropolis, and Direct Tax Loan reflects this. We do not treat you as a loan that needs to be paid; rather we treat you as a human being. We service all of our own loans, and we collect our own payments.

Statements on the status of your loan will arrive on a regular basis. We keep all of your information within the company, and it stays confidential. We value your privacy and work to provide you with excellent customer service.

A Direct Tax Loan representative is only a phone call away to help you with any issues you may be having regarding your property tax loan.

Cypress TX is home to people from all walks of life. We understand this, and we will customize your property tax loan experience to reflect this. Whether it is readjusting monthly payments or simply giving appropriate advice, our representatives are happy to go the extra mile to ensure your comfort and satisfaction.

In addition, we want to be aware of your tax situation. If you find that you have additional taxes due outside of your original loan, let us know ASAP. Stop worrying because you are in good hands.

Here at Direct Tax Loan we do not require a credit check. Not only is the credit inquiry unnecessary, but also we believe background checks are needless as well.

You have secured your loan with the property tax lien (remember, acting as collateral), so why add an additional step in the process? About 98% of our applicants are approved for a property tax loan regardless of their current credit score.

We aren’t here to make you run the gambit; rather we are here to help you pay off your delinquent taxes in a smart, fast and efficient manner.

Are you having issues with clearing your title? Do these issues fall into any of these categories?

• A relative passed away with no will\
• A couple separated but never legally filed a divorce
• A property was inherited by a person before he/she got married
• There is no record of the original transaction at the Harris County clerk’s office
• There has been a lis pendens lawsuit filed against your property

Direct Tax Loan can assist you and help you navigate through these trying circumstances. We can investigate and clear your home title, so you may pay your delinquent property taxes that much quicker. Your delinquent taxes are our primary priority.

Did I mention that here in Cypress TX we do not charge an application fee? Similarly we do not charge you an out-of-pocket expenses or down payments. Any applicable fees are rolled right into your loan.

Not sure that a property tax loan is right for you? That’s fine! We won’t charge you for a “Good Faith Estimate” that will tell you the potential ins and outs of your loan.

We are happy to discuss the various options that are available to you for no additional cost. Our goal is to save you money, not take it from you.

We know what you’re thinking, and don’t worry. We don’t want to drag out the loan process any longer than necessary. In fact, Direct Tax Loan is known for having the fastest loan turnaround time in Texas.

Typically, your loan will be preapproved within two days’ time. That’s only 48 hours. A review of your completed application and final approval will only take another 24 hours, putting you 72 hours away from paying off your delinquent property taxes!

The sooner you contact us and get the process started, the sooner you can stop worrying about your overdue taxes.