Find Best Property Tax Lenders in Houston, TX

Direct Tax Loans understands that property tax loans aren’t right for everyone, and will work with you if there is a better option available to you. For instance, if you are over the age of 65 or considered disabled, we can help you seek a tax deferral for your property.

We can also give you the tools to negotiate a payment plan with your tax office, which is legally required to offer payment plans on homestead properties.

If you do pursue a property tax loan, Direct Tax Loans follows State of Texas regulations that protect borrowers. Whichever option is right for you, we will help you pursue it in order to stop your taxing unit from foreclosing on your property.

A property tax loan helps you to pay your property taxes quickly, saving you money and preventing foreclosure. When you are delinquent on property taxes, Direct Tax Loan pays your taxes directly to your taxing unit and sets up a payment plan for you to repay the loan.

The taxing unit transfers a lien on your property to Direct Tax Loan, who will release the lien after you pay back the loan. The lien grants the taxing unit or Direct Tax Loan the right to foreclose on your property if you default, acting as a security for payment.

While tax lenders in Texas foreclosed on just 0.7% of their loans, considerably less than the foreclosure rate of mortgage lenders, Direct Tax Loan will go above and beyond to help you in preventing a foreclosure.

Property tax loans are advantageous for a variety of reasons. They prevent your taxing unit from issuing penalties, interest, and collection fees that increase your delinquent amount owed.

At Direct Tax Loan, there is no money down required to receive the loan and there’s no prepayment penalty, avoiding any out-of-pocket fees for paying the loan off early or paying more per month than negotiated.

Direct Tax Loans also does not perform credit and background checks, house inspections, or background checks, allowing your loan process to be completed within just one week! Perhaps most importantly, a property tax loan can immediately prevent your taxing unit from proceeding with a lawsuit, helping you avoid legal costs and possible foreclosure.

Direct Tax Loan services all of our own loans. We collect our own payments and provide you with statements on a regular basis. You will never have to call another company to get information about your loan.

Customer will get exceptional service from our pleasant office staff, and will not have to worry about dealing with a different individual every time they call. All account information is kept within the organization to insure your property tax loan information stays confidential.

Our representative are only a call away from assisting you with your overdue taxes, and setting up a plan that works within your budget.

All of our payment plans are customized to meet every individual clients’ situation. With everyone facing a different set of circumstances, Direct Tax Loan payment plans are customized to the individual approved for the loan.

Direct Tax Loan also works with our clients to restructure addition tax money due outside of the original loan. If you have an outstanding loan with us and know that you will be late on your upcoming taxes, contact us ASAP.

Don’t hesitate to reach out, we want to help you get the property tax advice you need.

Direct Tax Loan does not review your credit score, so bad credit isn’t an issue! 98% of our applicants are approved even if they have bad credit.

Because your loan is secured with your property, having a high credit rating is not required. In fact, we won’t even run your credit. Why add an inquiry onto your credit report if it isn’t necessary.

Direct Tax Loan makes it easy for anyone looking to qualify for a property tax loan to get approved.

Some of the most common title issues arise due to the following reasons:

• Someone passes away and doesn’t leave a will
• A couple has separated, but never filed for divorce
• The property was inherited by a person before they were married
• The county clerks off in Houston does not have a record of the original purchase transaction
• A lawsuit, called a lis pendens, has been filed against your real estate

If are having problems selling your home due to issues with your property title, Direct Tax Loan can assist you in investigating and clearing your home title. Your delinquent property taxes are our top priority.

Direct Tax Loan does not charge an application fee, or any upfront or out-of-pocket expenses. Down payments are not necessary either. All fees are rolled into your loan.

We will be happy to discuss the various options available to you for your loan at no additional cost. Not only that, but we will provide a full estimate without it costing you a dime. A “Good Faith Estimate” will be sent to you so that you know the exact terms of your loan.

We work hard at saving our clients’ money and providing the much needed property tax help.

Working with some of the most knowledgeable individuals in the Houston mortgage and property tax industry, Direct Tax Loan prides itself of having some of the fastest loan turnaround time. Loans are typically pre-approved within forty-eight hours.

A review of a completed application and final approval takes around seventy-two hours from start to finish!

The sooner you contact Direct Tax Loan, the sooner you can forget about your overdue property taxes.