Find Best Property Tax Lenders in Kingwood, TX

Even though Kingwood TX is a smaller city, there are still different options you can pursue regarding your property taxes. For example if you are considered disabled or 65 years of age or older, you may qualify for a property tax deferral.

Also in the state of Texas it is required by law for tax agencies to offer negotiable payment plans for homestead property owners. If you do own a homestead take advantage of this opportunity and visit your local tax office to set up an affordable, appropriate payment plan.

If you do decide to pursue a property tax loan with Direct Tax Loan, we are rigorous followers of state of Texas regulations that protect our borrowers. Whatever you decide, we are here to offer you property tax advice.

Another important aspect of paying off your overdue property taxes is understanding exactly what you are signing up for with a property tax loan. A property tax loan will help save you money in the long run and prevent the tax office from foreclosing on your property.

What happens is the taxing unit in Harris County will issue Direct Tax Loan a lien on your property. We hold this lien and reserve the right to foreclose on your property if you default on your loan.

Of course, we never want the situation to get this far. We will work with you to set up an affordable monthly payment plan so that you can pay back your loan in a timely fashion.

So what are the advantages of using a property tax loan? Most importantly a property tax loan prevents your local tax office from issuing any penalties like interest and collection fees. This will stop your debt from increasing and put you in a better position to begin paying off your overdue taxes.

Likewise, depending on how delinquent you are and the amount you owe, your local taxing office may try and file a lawsuit against you and attempt to foreclose on your property. Receiving a property tax loan through Direct Tax Loan will disallow the tax agency from doing this. How’s that for an advantage?

Another advantage of obtaining a loan through Direct Tax Loan is we do all of our business in-house. We keep your information confidential and within the company. We service all of our loans, collect our own payments and periodically send out financial statements on the status of your loan.

Our representatives are trained to be professional and to keep things confidential. We know it is frustrating to deal with an automated system or a different staff person each time you call. We pride ourselves on being available for our customers, and we want to know you on a first-name basis.

Even though Kingwood TX may not be the biggest town in Texas, we still realize every individual experiences different financial situations. We train our staff to provide customized solutions and payment plans for each customer.

Also we want to help you in all aspects of your financial life. If you discover you owe additional debt outside of the overdue taxes paid by your loan, let us know right away!

We can help you through this situation and provide appropriate advice for your situation. Do not hesitate to call a representative, they are available to help you and talk you through any decisions you need to make.

Remember that property tax lien that was transferred to Direct Tax Loan? This will act as collateral for your loan. Since we have received this lien, we do not require any credit check or background check for you to qualify for a loan. In fact, about 98% of our customers are approved for a loan even if they have bad credit.

Our goal is to help you pay off your overdue taxes; we don’t think it is necessary to submit a credit inquiry to do this. By having a lien on your property, we trust that you will make the required monthly payments to the best of your ability.

Sometimes it is essential to clear your property title before you move forward in life. Direct Tax Loan can help you out with that. Have you experienced any of these situations?

• A friend or relative of yours has passed away without leaving a will prepared
• You are married and separated without legally filing a divorce
• You or your partner inherited a property before marriage
• There is no record of the original purchase transaction at the Harris County clerk’s office

If you are experiencing issues selling your home because of problems with your property title, Direct Tax Loan can help you. We will work on clearing your property title so that you can sell your property and move on with your life!

We don’t want to nickel-and-dime you or cheat you out of your money! Direct Tax Loan does not charge any application fee or any upfront down payments. Our goal is to issue you a property tax loan so you can pay off your delinquent taxes. We do not want to short-change you or cheat you out of your money in any way!

If you aren’t sure about getting a loan with us, we offer a “Good Faith Estimate” for free. The estimate would lay out the terms of your loan and give you an idea of what is required of you.

We do this so you have an idea of the money you’d be saving! Remember, our tax representatives our only a phone call away to answer any lingering questions you may have.

The loan turnaround process at Direct Tax Loan is one of the fastest in the state of Texas. We work to provide you with the best service possible, so typically your loan is preapproved within the first 48 hours of applying.

It then only takes an additional 24 hours for a completed review of your application and final approval. We can have your delinquent taxes paid off within seven to ten days of your application being approved. The sooner you apply, the sooner you can stop worrying!