Find Best Property Tax Lenders in Mission, TX
Search Mission Top Property Tax Lending Companies
List of 10 Best Property Tax Loan Companies in Mission TX
Rio Grande Valley Property Tax Loans
Rio Grande Valley Property Tax Loans is a Texas Rio Grande Valley-based company that makes loans to property owners who are delinquent on their property taxes.
We are proud members of the Texas Property Tax Lienholders Association. We are licensed by the State of Texas’ Office of Consumer Credit Commissioner (OCCC). All of our loan officers are licensed by the OCCC and the Nationwide Mortgage Licensing System (NMLS).
Vantage Bank Texas
Our commercial and industrial real estate programs help you finance or refinance land developments, construction, or long-term commercial mortgages.
We also offer cash-out loans so you can use the equity in your property to get the money you need for your business.
Motto Mortgage
At Motto Mortgage Prime, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while also delivering the lowest interest rates and closing costs possible. Our pledge is to help borrowers overcome roadblocks that can arise while securing a loan.
In short, we (Motto Mortgage Prime) work for you, not a bank. That means more transparency, more options and less jargon. And because we believe in delivering exceptional customer service, Motto Mortgage Prime works directly with wholesale lenders to provide you with multiple competitive bids.
NavyArmy Community Credit Union
We have everything you need to achieve your financial goals, from checking and savings to no hassle loans.
Since we answer to our members not shareholders, NavyArmy members enjoy higher saving rates, lower loan rates, low or no fees on many services and discounted attraction tickets.
List of ZIP codes that our listed Mission’s lenders serve:
78572 | 78573 | 78574
List of property tax lenders near Mission:
List of related local property tax vendors in Mission TX:
Frequently Asked Questions
In working side-by-side with the Mission County Tax office, Direct Tax Loan can effectively pay off any outstanding debts, and additionally accommodate your budget with many affordable monthly payment plans.
You must, however, meet the following requirements:
- You must own property and be over the age of 18.
- You must have an overdue balance on your property taxes.
- You must not currently be in debt.
Direct Tax Loan, as a property tax lender, requires no down payments or out of pocket fees. Your loan will be the only expense you’ll deal with through Direct Tax Loan. The State of Texas regulates all loan costs, which are included in your loan.
Based on the loan amount, the property type, and the amount of time in which you wish to pay off the loan, we calculate your costs for you, all at a lower rate than your county will charge.
Your property tax loan can be processed and approved within 72 hours, and your Mission property taxes can be paid within seven to ten days.
Considering A Property Tax Loan? 10 Reasons To Get Your Property Tax Loan Through Direct Tax Loan
Failure to make payments on property taxes can add up at a detrimental rate. However, hesitating to act can potentially be far more detrimental, especially within that first year of having overdue payments.
Your individual taxing unit can legally charge penalties, interest, and fees up to 47% of your overdue taxes during your first year of delinquent payments. Past this first year, your balance will increase continually at a rate of 1% each month.
Paying your overdue property taxes with Direct Tax Loan is a cheaper alternative and prevents the growth of excessive interest due to inactivity.
At Direct Tax Loan, we understand that property tax loans aren’t the opportune path for all clients, and are open to working with you to seek out an option better suited for your individual needs. Clients over the age of 65 or legally considered disabled may be a few of the client demographics with which adjustments may be needed. We want to help you find a tax deferral for your individual property.
Direct Tax Loan can also help you to gain the necessary tools to negotiate a reasonable payment plan with your personal tax office. County tax offices are required by law to offer payment plans on homestead properties.
Should you decide to pursue a property tax loan, Direct Tax Loan follows State of Texas regulations put in place to protect borrowers. No matter the route you choose to take, Direct Tax Loan wants to help you pursue this route in order to avoid foreclosure on your property.
In order to assist you in paying off your property taxes efficiently, consider acquiring a property tax loan, which will allow you to save yourself money and prevent a possible foreclosure situation. Should you find yourself overdue on property tax payments, Direct Tax Loan will assist you in paying your taxes directly to your taxing unit and setting up a payment plan to repay your loan.
The taxing unit will transfer a lien on your property to Direct Tax Loan, who in turn releases the lien following your repayment of the loan. This lien grants the taxing until or Direct Tax Loan the rights to foreclosure on your property should you default on the loan.
Though typical foreclosure rates of tax lenders in Texas are just 0.7%, an amount pointedly less than the rate of average lenders, we strive to go above and beyond to prevent a foreclosure on your property.
There are many advantages which property tax loans can have. Acquiring a property tax loan can prevent taxation to your account and keep your county tax office from issuing penalties, interest, and collection fees on your behalf, which only serve to increase the amount you already owe.
At Direct Tax Loan, we employ a no-money-down guarantee for receiving the loan, and promise no prepayment penalties or hidden out of pocket fees for paying off loans ahead of time or contributing more per month for monthly payments than originally negotiated.
At Direct Tax Loan, we also don’t perform background checks, credit checks, or home inspections, allowing for an efficient loan process that can be completed within just one week. Getting a property tax loan can prevent your county taxing unit from taking legal action, and can allow you to avoid unnecessary legal costs and the potential for foreclosure on your homestead.
At Direct Tax Loan, we service all of our own loans, collect all of our own payments, and provide you with your individual financial statements on a regular basis. With our services, you’ll never need to rely on other companies to find out information about your loan.
We strive to provide exceptional customer service through our extremely knowledgeable office staff. Your individual account information is kept locally within the Direct Tax Loan’s organization to ensure that your property tax loan stays confidential, and that any member of our staff can help you with any questions you may have about your loan.
Our office representatives are only a call away from helping you to eradicate your overdue property taxes and build up a plan that fits within your budget.
All of our payment plans are created and tailored to meet the specific needs of every client’s’ individual situation. At Direct Tax Loan, we understand that many of our clients may be facing a variety of difficult circumstances, and because of this, customize our repayment plans for our loan-approved individuals.
Direct Tax Loan also works personally with each client to structure additional debts due outside of the walls of the original loan. If you know that you will be late on upcoming taxes due to an outstanding loan with our company, please contact us as soon as possible.
We ask that you not hesitate to reach out to us with any questions or concerns you may have. Direct Tax Loan strives to provide you with the property tax advice you need.
Bad credit is no longer an issue with Direct Tax Loan. Bad credit history that may be otherwise keeping you from acquiring a loan will no longer hold you back, as Direct Tax Loan doesn’t review credit scores or track your credit history.
At Direct Tax Loan, we can overlook your credit score because our loans are secured using your property value. In addition, we refrain from looking into your credit report at all, so as to keep an additional unnecessary inquiry from appearing on your credit report. Our company makes it easy and virtually risk free for anyone to qualify for a quick property tax loan approval.
Most common title issues surface due to a few reasons. It’s not uncommon for an individual to pass away and neglect to leave a will, or for a couple to separate without formally filing for a divorce. Properties may also be inherited by a person before marriage, purchase transactions may be lost or have no record, or lawsuits may be filed against the real estate in question.
If you should find yourself struggling to sell your home due to issues with property titles, you can count on Direct Tax Loan to help you to investigate and clear your home title. At Direct Tax Loan, your overdue taxes are our top priority.
Direct Tax Loan does not charge an application fee, or any upfront or out-of-pocket expenses. Down payments are not necessary either. All fees are rolled into your loan.
We will be happy to discuss the various options available to you for your loan at no additional cost. Not only that, but we will provide a full estimate without it costing you a dime. A “Good Faith Estimate” will be sent to you so that you know the exact terms of your loan.
We work hard at saving our clients’ money and providing the much needed property tax help.